The third topic in our InsomniaCure Financial Education Rx Series is Budgeting. The first step in budgeting is knowing your income. Yet, it could be misleading to build your budget with “gross” pay, thanks to the various deductions from your paycheck before you receive it. What are these deductions? Some are mandatory while others are voluntary. Take […]
Budgeting – Why Is My Take-Home Pay So Much Less Than My Salary?
What Investors Can Learn from the World Cup
Congratulations to France! Now that the World Cup has come and gone, soccer fans around the world have to patiently wait another four years for the festivities. To many, soccer is merely a game. However, like many sports, profound lessons can be learned that transcend the game itself. We have summarized a few experts’ views […]
Retirement Planning – Understanding the Most Popular Workplace Retirement Plans
The second topic in our InsomniaCure Financial Education Rx Series is Retirement Planning 101, which broadly covers popular types of retirement plans and how each plan works. Note: As of 2019, individuals may contribute $6,000 annually to their IRA, up from the amount ($5,500) at the publishing of this article. View other posts in the […]
Investing – A Basic Understanding of Investment Vehicles
Introducing our InsomniaCure Financial Education Rx Series, which strips down complex financial information to a simple, graphic-based format. Our goal is to help improve your financial literacy so you can make better, more confident decisions! First one in our series – Investing 101 – presents the very basic similarities and differences between the most […]
5 Tips for Newly Grads to Jump Start Your Future
Summer has officially commenced with the Memorial holiday, and that also means schools are about to come to a conclusion. Many college seniors across the country will be entering the “real world,” seeking full time employment. The years in college and all the part-time jobs have, hopefully, inserted fundamental personal finance principles that will help […]
3 Steps to Growing Your Retirement Nest Egg
Valentine’s Day Special: How to Show Your Love
Who says financial advisors can’t give love advice? Check out our latest creation.
5 Things To Do When Volatility Strikes
Simple and Smart Year-End Planning Moves
This blogpost was originally published in September of 2016. Relevant information has been updated for 2017. Thanksgiving has come and gone, and the “relatively” quiet period before Christmas is a perfect time to do some last-minute year-end planning, particularly those that have a expiration date of December 31. Income Tax Mitigation By this time of […]