The U.S. bull market has entered uncharted territory – it is now the longest in history and is still marching higher. But this charging bull has to catch its breath someday before resumes its run. Behavioral finance teaches us that it is during these tumultuous times when humans react emotionally (and irrationally). Although we will […]
Time Value of Money – The Single Most Important Key to Successful Investing
Are you worried about not having enough for retirement? Are you constantly checking the stock market, searching for the next “Amazon” or “Netflix,” or concerned that another economic recession is around the corner? These anxieties often lead to excessive and unnecessary trading (portfolio rebalancing), questioning of your financial future and the path you are on, […]
Strategic Debt Planning: It’s Time to Get FIXED!
As interest rates and inflation begin to rise, some fret that debt levels will cause a recession once again. However, there are two types of borrowings: fixed and variable. In a rising rate environment, these two loan types behave very differently. During the 2007 Great Recession, uncreditworthy borrowers, plummeting real estate values, and the proliferation […]
